Our Business

Alfa continues to win customers, broadening across sectors and company size.

Embedded customer relationships drive strong recurring revenues, augmented by Alfa Cloud.

Strong existing IP being continually enhanced along with new IP.

Clear strategy, which can be self-funded, to deliver continued growth and dividends to shareholders (£119m in dividends paid out since 2020).

Asset finance is a massive ($3.4bn*) market with relative resilience. With wholesale, loans and mortgages potential addressable market up to $1tn.

*Source: A Deloitte view of the asset finance software industry, published in 2022

Market demands are driving the need for modern specialist software. Push factors include regulatory and cybersecurity concerns. Pull factors include digital, mobility and cost reduction opportunities.

Market complexity and changing regulation creates a significant barrier to entry for new software providers.

Alfa is recognised as leading software in the automotive and asset finance industry, with the best delivery record and people, but with only around 3% of the target market spend.